In the recent four decades, financial products have been invented that have ignored the traditional strategies that have been time-tested. It is time to revisit sound financial principles that provided certainty during uncertain times. As Will Rogers once quipped, ” I am not so much concerned about the return on my money, as I am the return of my money.” The family legacy model will provide consistency during the volatile financial world. Identifying key concepts such as control, use, and liquidity are valuable qualities for each generation.
Charles Nunez, RICP© will help you create proven financial solutions to reduce risk, increase growth, and minimize taxes at any time in your life.
A guaranteed rate of return takes the guesswork out of your portfolio.
Reduced tax liability and increased asset protection keep your wealth in your hands.
Access your wealth when you need it, regardless of age, without penalties.
Rest easy knowing market volatility can’t touch your financial foundation.
Enjoy retirement income you won’t have to worry about outliving.
Pass along wealth the same way the Rockefellers have.
Relationships are Fundamental It’s a funny thing about advice. Everyone seems to have an overabundance of knowing what others should do, and they have no problem telling you about it, especially when monetary gain is a motivating factor. However, there also seems to be an equal dearth of understanding about who such advice is given…
Have you ever considered having a private family banking system? It is easier than you think. Let’s take a look at what family banking is and see how this financial tool is used for optimal growth and protection of your family’s wealth. I will outline the value of having your own family banking system. Then,…
Six Reasons People Buy Life Insurance After Sixty – Part two FOUR: You can decrease your taxes and increase your future income. Many seniors cash in their stocks for bonds as they approach retirement. However, there is an alternative strategy that may work much better from both a cash flow and net worth (value of…
Part 1 in a two-part series Reason One: Seniors purchase life insurance to pass more money to their spouse, heirs, or a favorite charity. Typical financial advice goes something like this: “You won’t need life insurance once your children are grown.” That advice leads people to think that term insurance is the only option when…
Pros and Cons of Life Insurance for Seniors In spite of the advantages, there are also times when it’s not possible or advisable for seniors to purchase life insurance. Here are some considerations to keep in mind. PRO/CON: It may be harder to qualify for a policy… but there are alternatives. People in their 60’s,…
Did you know that only 56% of women have life insurance, compared to 66% of men? It wasn’t too many decades ago that the majority of women were stay-at-home moms and men were the primary breadwinners. But times have changed. There are compelling reasons why women need a combination of whole/term life insurance now more…