financial planner flint mi | Charles Nunez, RICP©

How to Create a Private Bank

Have you ever considered having a private family banking system? It is easier than you think. Let’s take a look at what family banking is and see how this financial tool is used for optimal growth and protection of your family’s wealth. I will outline the value of having your own family banking system. Then,…

Pros and Cons of Life Insurance for Seniors

Pros and Cons of Life Insurance for Seniors

Pros and Cons of Life Insurance for Seniors In spite of the advantages, there are also times when it’s not possible or advisable for seniors to purchase life insurance. Here are some considerations to keep in mind. PRO/CON: It may be harder to qualify for a policy… but there are alternatives. People in their 60’s,…

retirement planning advisor lansing | Charles Nunez, RICP©

Six Reasons People Buy Life Insurance After Sixty

Part 1 in a two-part Series ONE: Seniors purchase life insurance to pass more money to their spouse, heirs, or a favorite charity. Typical financial advice tells people, “You won’t need life insurance once your children are grown.” That advice leads people to buy only term insurance when they are younger than often expires in…

Why Women Need Whole Life Insurance | Charles Nunez, RICP©

Why Women Need Whole Life Insurance

Did you know that only 56% of women have life insurance, compared to 66% of men? It wasn’t too many decades ago that the majority of women were stay-at-home moms and men were the primary breadwinners. But times have changed. There are compelling reasons why women need a combination of whole/term life insurance now more…